Financing with Our Dealership

Kia of Waldorf takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Kia of Waldorf Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Kia of Waldorf can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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We're Waiting for you at Bayside Kia of Waldorf; Come Check Out our Multiple Financing Options

So you finally found the Kia of your dreams. Great! But now, you need to figure out how you're going to pay for it. Bummer! Not so fast, there. Bayside Kia of Waldorf, serving Waldorf, Alexandria, and Saint Charles is ready to help you figure out your financing options.

Our Kia finance pros will help you navigate the ins and outs of auto financing vs. leasing, provide you with a finance estimate, and offer you some of the best financing in the Waldorf area. We make the car, truck, and SUV financing process easy, so all you have to do is bask in the splendor of your new ride.

Service, with a Smile

We don't just provide sales or financing, we also are more than happy to service your car for you. Aside from service provided through the Bayside for Life program, we also offer other service specials, and have a handy guide of seasonal car tips for your convenience.

So, what're you waiting for? Contact us online, or come down to our showroom at 3188 Crain Highway Waldorf, MD 20603 any time from 8:00AM-4:00PM Saturday, 8:00AM-5:00PM Monday, Tuesday, Thursday, or Friday, or 8:00AM-7:00PM Wednesday. If you want to speak to a person right now, call our sales team at (888) 530-4237.

Your privacy is important to us.

Kia of Waldorf takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Kia of Waldorf

    3188 Crain Highway
    Waldorf, MD 20603

    • Sales: (301) 645-1711
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Get in Touch

  • Contact our Sales Department at: (301) 645-1711
  • Monday7am-9pm
  • Tuesday7am-9pm
  • Wednesday7am-9pm
  • Thursday7am-9pm
  • Friday7am-9pm
  • Saturday7am-9pm
  • SundayClosed